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GET YOUR E&O EASY ESTIMATE FROM THE PIA!

SINCE 1966, UTICA MUTUAL HAS BEEN PROTECTING HARDWORKING AGENTS DOING BUSINESS IN THE REAL WORLD…

Today, over 11,000 agents and brokers recognize Utica Mutual’s program for the quality that it is. Utica views E&O as a business partnership with its agent/broker-policyholders. As the exclusive provider of Utica products in Alabama, Georgia, and Mississippi, PIA cares about its members and pledges to provide a level of service that is unmatched in the industry.

UTICA MUTUAL INSURANCE COMPANY

Utica is the only company that separates property and casualty E&O from life and health E&O. Both Utica Mutual and Utica Life & Health are specifically geared toward that type of agency. Utica has been providing agent E&O coverage for more than 40 years and has nearly $2-billion dollars in assets. They continue to be one of the standard bearers in the industry, offering a superior product at a competitive price.

Utica offers policies that include:

  • Full prior acts.
  • Defense costs in addition to limits of liability – UNCAPPED!
  • First-dollar defense coverage.
  • Diminishing Deductible – Up to 50% off your 1st claim
  • Optional loss and litigation deductible and an aggregate deductible that caps your annual deductible exposure.
  • Advertising and personal injury coverage.
  • 5% loss control credit. Attend a Utica approved 3-hour E&O course for credit.
  • Flexible payment plans and an A+ claims department.
  • Optional Coverage’s include: financial products coverage, real-estate coverage, mutual funds and variable annuities, and employment practices liability.
  • Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years.

UTICA – LIFE AND HEALTH E&O

In addition to providing quality E&O insurance for P&C agents, Utica also sets the standards of E&O protection for life and health agents. Policy highlights include the following:

  • Full prior acts.
  • Defense costs in addition to limits of liability.
  • First-dollar defense coverage.

Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years. Call Amanda to learn more!

EXCESS AND SURPLUS LINES

Is your business specialized or not a fit for the standard marketplace?  That is not a problem! PIA works with several different MGAs and Brokers that can find a home for your E&O coverage at competitive rates. When you call us, we will find the right fit for you.

Let us provide you with a no obligation proposal from a leader in Agent’s E&O—you’ll be glad you did! Contact Amanda Bautista for your estimate today.

Don Walters headshot

As an E&O insurance customer with PIA, I am just as aware of the dilemma of cost vs coverage as my agency clients.   Yes, I could get a stripped-down version of my E&O that would cost less in premium.  I could also increase coverage, adding all the bells & whistles to cost me more.  Just as I work with my clients on understanding the value of their policy versus the bottom line... Amanda does a great job working with me through coverage questions until we arrive at the level of coverage and options that make me comfortable.  We have never had an E&O claim, but I sleep well knowing if we do... we are properly protected at a good value.  Yea PIA.

Don Walters

CEO, The Ephraim Group, Inc.

Amanda

For more information on E&O, contact:
Amanda Bautista
Director of Products & Services
Email: amanda@piasouth.com
Phone: 770.921.3278